Entries by IndigoFinance

Property Development…

The rise of sub-division.  Profit-making or running a business? With high price tags on many Australian properties, more and more people are cashing in on real estate assets and turning to subdivision. Faced with perhaps an ageing home on a decent parcel of land or a growing family to accommodate, the decision is whether to […]

Parent Warning!!

Don’t let FREE app-based games blow your budget Interactive games have weaselled their way into our culture – a culture of ‘digital almost anything’. A 2018 Digital Australia Report states that 97% of homes with children have computer games, 80% of game households have more than one game device and 65% have three or more. […]

IT’S NOT YOUR SALARY THAT MAKES YOU RICH!

“It’s not your salary that makes you rich, it’s your spending habits” Charles A Jaffe There is no doubt that we live in a country with a high cost of living. Many Australian cities are becoming more expensive to live in compared to the rest of the world. Regardless of where you live and how […]

Get Plogging!! Combining fitness with a good cause.

Did you say plogging? Plogging is an exercise movement, originating in Sweden, that is spreading around the globe. The word ‘plogging’ or ’plocka upp’ is a mix of Swedish words for ’to jog’ and ’to pick up’. Started by Erik Ahlstrom after he noticed a lot of litter during his daily bicycle commute, plogging is […]

AUCTIONS Strategy or science?

How does the theory of supply and demand apply to auctions? Almost everyone has an opinion on auctions. Love them or loathe them, auctions have been around for years and they are here to stay. As of June this year, 61.5% of homes are sold at auctions. And with housing affordability reported to be the […]

The top 9 things you should know before applying for a home loan

Whether this is your first home purchase or eleventh property investment, there are always 9 essential steps to take before applying for your loan. We all need to be smart when carrying out research for our next loan. Understanding how to position your loan application to ensure you obtain the outcome you are looking for […]

Overcoming the tightened lending environment

It would be easy to listen to the media, your friends and family and worry about the future of finance and property. So… is the tightening of credit and tough lending criteria a good thing or a bad thing? It depends on which side of the fence you sit on doesn’t it? Let’s have a […]

Taking advantage of a buyer’s market

When investing in property you have most likely heard the saying ‘it’s not the TIMING OF THE MARKET – it’s the TIME IN THE MARKET’ that is important. For long term ‘set and forget’ investors, this is an appropriate comment. However, one of the most important keys to success with property investment is also KNOWING […]

Feeling Sad?

Seasonal Affective Disorder….5 ways to beat the winter blues Have you found yourself full of energy during the warmer months but as the cold winter weather closes in, you begin to lack energy, sleep more and lose pleasure in things you would usually enjoy? There is a name for it… Seasonal Affective Disorder or SAD. […]