If you are concerned about servicing your loan, reach out to your local mortgage broker for help. As Australians everywhere take a close look at their financial circumstances, mortgage brokers stand ready to lend a helping hand. Whether experiencing financial hardship through job loss, a reduction in work hours, or business disruption, an increasing number […]
If you are finding it tough to meet your current financial obligations or you are just interested in reviewing your current home loan, then you are not alone. Mortgage brokers stand ready and able to assist with your options during this difficult time. Turbulent does not even begin to describe 2020 so far. As a […]
Rather than leaving the workforce forever, many Baby Boomers are choosing to boomerang back to paid positions, earning them the nickname of Baby Boomerangers. It seems the generation that let it all hang out at Woodstock wants the security of some extra earnings or the satisfaction of a job well done. In fact, social commentators […]
When purchasing a property, refinancing or just renegotiating with your current lender, borrowers can generally decide between fixed-interest loans that maintain the same interest rate over a specific period of time, or variable-rate loans that charge interest according to market rate fluctuations. Fixed-rate loans usually come with a few provisos: borrowers may be restricted to […]
With official interest rates trending downward, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal. But when even a small interest rate reduction means potential savings of thousands of dollars, is a simple phone call really enough to get you there? In 2019, ‘your interest rate should […]
Styling your home for sale can add some serious dollars and help your property stand out from the crowd. Here’ s everything you need to know. What is styling or staging? Property styling or home staging for sale is a specialist area of design, aimed at ensuring your property attracts appropriate buyers and sells for […]
Spend less than you earn – champagne taste on a beer budget? Pay down non-deductible debt first Any debt that doesn’t make you money or create your wealth should be paid down first. Start repaying your store and credit cards and personal loans then your home loan BEFORE your investment debt. For every $5,000 racked […]
5 unexpected costs that can turn your dream home into a house of horrors You’ve found the perfect home, had the housewarming party, and now it’s time to sit back and enjoy your new home. Not so fast. There are plenty of potential post-purchase expenses lurking just behind your new front door. However, with some […]
Should you keep your first home as an investment property? First homes, like first loves, are important milestones in our lives representing more than just bricks and mortar. And like our first loves, most of us eventually move on from our first home. Needs change, families grow and we find ourselves looking for a new […]
First our bank accounts, now our social media accounts?! It’s no secret that the banks are scrutinising our transaction accounts, but what about our social media accounts? We know that banks have easy access to data on our saving and spending habits. When we apply for any type of finance, our income and spending is […]