Most Australians set up their home loan then don’t even consider a mortgage review for years. That can be expensive. Interest rates move, property values change and lenders release new loan products all the time. So borrowers who never check their mortgage often end up paying a “loyalty tax” simply for staying where they are and […]
Buying your first home alone is becoming less common. New CommBank data released on 12 March shows that 6 in 10 first home buyers are now co-buying with someone else. Instead of purchasing property individually, buyers are increasingly teaming up with friends, siblings or family members to enter the market. It’s a shift that reflects […]
Most people think the biggest cost of buying a home is saving the deposit, but that’s only part of the story. When purchasing a property in Australia there are a range of additional costs that many buyers do not anticipate. These include government charges, legal fees, inspections, bank costs and other expenses that appear during […]
Property auctions in Australia are iconic. They can be fast, intense, and emotionally charged, and while they offer opportunities, they can also cost buyers dearly if approached without a plan. So what’s the best auction strategy for you if you find yourself in the heat of battle? Whether you’re a first-home buyer, investor or experienced […]
For many young Australians, breaking into the property market in 2025 feels harder than ever. With median house prices in Sydney and Melbourne sitting well above $1 million, saving a 20% deposit while paying rent can feel like an uphill struggle. It’s no surprise then that rentvesting is moving from niche strategy to mainstream trend. In fact, […]
Over the last few year we’ve seen an increase in activity amongst Australian property investors – including heavier gearing. In the September 2025 quarter, investors made up around two in every five new home loans, even as first homebuyer activity softened and property values continued to rise across much of the country. From 1 February […]
Refinancing is often talked about as an easy way to save money, unlock equity or improve your loan features. And sometimes, it is. But in practice, we regularly see Australians refinance with good intentions — only to end up paying more than expected, or missing out on better options because key details were overlooked. If […]
The Australian lending landscape is shifting as we head into 2026. With recent lender moves on fixed rate pricing, many borrowers, investors, first-home buyers and brokers are asking a key question: “Should you lock in a fixed rate loan before 2026?” Over recent months, several lenders have moved fixed interest rates higher. At the same […]
Leading into the summer months is the perfect time to look at how to increase rental yield on your investment property. Warmer weather brings higher demand for rentals, especially in blue-chip suburbs near the beach. If the lease for your investment property is ending soon, that’s ideal. This time of year is when people are looking […]
Most people realise that to get good at something, you need to practice. Sometimes, you need to practice a lot. In the workplace, we didn’t just turn up on day one and become experts overnight. Yet when it comes to learning how to make an offer on a property, people think they can simply walk into a […]