Three months after her separation, Cathy was unable to get a mortgage from a major bank. It took a clever broker to work out why and turn her situation around. Cathy was 32 when she met Dan at a winetasting class. The two hit it off immediately and by the following year, family and friends […]
Buy now, pay later is growing in popularity as an alternative payment method to credit cards and other interest free term deals. If you are one of the over 2 million users in Australia who do use this payment system, we recommend following these 4 tips to avoid fees, charges and credit creep. Our 4 […]
Christmas shopping is now easier than ever before. From pre-Christmas sales (39% of retailers plan to discount before Christmas this year) to online shopping and buy now, pay later (BNPL) options, it has never been easier to nab a bargain… AND pay for it later, INTEREST FREE! Those of you who have been following us […]
1.Be actively involved with your finance and wealth creation. If you have joint accounts with another loved one • know your lender, super and investment portal logins • monitor your joint balance, credit card spend and savings • be part of the financial decision making 2. Prioritise and set yourself clear goals on what you […]
Make your property buying easier and less stressful with a finance pre-approval. A pre-approval will give you peace of mind knowing how much (if anything) a lender is willing to lend you. Savvy home buyers will have their pre-approval completed before arriving at an auction or inspection. What exactly is a pre-approval? It is an […]
Building or renovating is a great way to achieve the house you desire. You have the freedom to add quality craftsmanship and the design features that you and your family will value. Creative projects like these are both exciting AND stressful. Many new home owners and upgraders are weighing up the benefits of purchasing a […]
The rise of sub-division. Profit-making or running a business? With high price tags on many Australian properties, more and more people are cashing in on real estate assets and turning to subdivision. Faced with perhaps an ageing home on a decent parcel of land or a growing family to accommodate, the decision is whether to […]
Don’t let FREE app-based games blow your budget Interactive games have weaselled their way into our culture – a culture of ‘digital almost anything’. A 2018 Digital Australia Report states that 97% of homes with children have computer games, 80% of game households have more than one game device and 65% have three or more. […]
“It’s not your salary that makes you rich, it’s your spending habits” Charles A Jaffe There is no doubt that we live in a country with a high cost of living. Many Australian cities are becoming more expensive to live in compared to the rest of the world. Regardless of where you live and how […]
Did you say plogging? Plogging is an exercise movement, originating in Sweden, that is spreading around the globe. The word ‘plogging’ or ’plocka upp’ is a mix of Swedish words for ’to jog’ and ’to pick up’. Started by Erik Ahlstrom after he noticed a lot of litter during his daily bicycle commute, plogging is […]