The Indigo Finance Journey: Simplifying the Loan Process

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Once we have agreed on the best way forward for your loans, we will take care of the loan process from start to finish allowing you to focus on what really matters to you.

Dotting the i’s and crossing the t’s

There’s a lot of paperwork to fill out, financial jargon to decipher, and hoops to jump through. That’s why you will have a dedicated Lending Advisor who will see your loan through to approval. You can rest assured that your loan application is being handled by an expert who knows the ins and outs of the lending industry.

We will prepare the loan application and all paperwork, so all you have to do is review, sign, and send the documents back. We’ll keep you informed throughout the journey, providing you with regular updates on the status of your application.

We will also liaise with your team; including your solicitor, real estate agent, and buyers’ agent, to ensure everything runs smoothly. We’ll guide you through signing any relevant loan offer documents and explain how your mortgage works in plain English.

Mission accomplished

Once your loan is approved, our Settlements team will take over, completing any additional setup required. If relevant, we’ll arrange any new bank accounts and credit cards as part of your overall plan, ensuring you’re ready to go once settlement has occurred.

When buying a property, settlement is the final step in the real estate transaction process and involves transferring legal ownership of the property from the seller to the buyer.

  • At this point, all contractual obligations outlined in the purchase and sale agreement have been met.
  • This includes payment of any deposits, closing costs, and title insurance fees by the buyer.
  • On the day of settlement, the buyer will receive the keys to the property and the seller will receive the proceeds of the sale.
  • A settlement or closing agent will oversee the process to ensure all conditions of the sale are satisfied and that all title documents are correctly transferred.

We are here to provide you with peace of mind at every stage. Whether you’re a first-time homebuyer, looking to refinance or making a commercial investment we can help you get your loan in place.

So why not let us take care of the heavy lifting? With years of experience and knowledge, we take the hard work out of your hands, making the process simple, and streamlined.