Author Archive for: IndigoFinance
Entries by IndigoFinance
Do I Need a Mortgage Broker?
If you’re asking yourself, “do I need a mortgage broker?” you’re not alone. With rising property prices, fluctuating interest rates and more loan options than any normal person can get their head around, it really can get overwhelming very quickly. These days, many Australians are still unsure whether to go it alone, speak to a […]
Navigating the 2025 Australian Property Market: Risks and Rewards
The 2025 Australian property market was always going to be a topic of lively discussion, but interest rates and the cost of living has really added spice to the equation. COVID saw big swings in property values in many areas of the country. Initially this appeared to be fueled by panic and later a realisation that […]
What $1 Million Buys in Australia’s Housing Market Today
The question of what $1 million buys in Australia’s housing market is now more interesting than ever before. With property values surging dramatically over the past decade, the traditional benchmarks for what constitutes a “million-dollar home” have shifted significantly. Growing up, being a “millionaire” was something people only dreamed about. Today, many family homes already exceed this […]
Using Home Equity to Invest in Property
Most Australians have no idea what their property is even worth. They find themselves thinking all the time about the mortgage, but not the equity that the property is quietly building in the background. So using home equity to invest in property is generally the farthest thing from their mind. What is Home Equity? Home […]
Will the Australian Property Market Crash in 2025
If you’ve found yourself Googling “Will the Australian Property Market Crash in 2025” lately, you’re not alone. With so much noise out there, it’s hard to know whether to hit pause or press go on your property plans. And let’s be honest, the media loves a clickbait headline. So today, I thought we could break down […]
Paying Interest in Advance: Is It a Smart Tax Strategy for Australian Property Investors?
When tax time rolls around, many property investors go looking for clever ways to improve their position. One option that doesn’t get talked about nearly enough is paying interest in advance. It might not sound exciting, though a few simple steps could have a big impact on your tax bill and your long-term wealth strategy. […]
The Waiting Game Gamble: Should You Buy Property Now or Hold Out for an RBA Rate Cut?
With the Reserve Bank of Australia (RBA) holding interest rates steady this month, the nation is now watching May with bated breath. Will we finally see a cut? Or will the wait stretch on? If you’re thinking about entering the property market, the temptation to wait for a lower rate is strong. After all, wouldn’t […]
How Hard Is It to Become a BOHO – Business Owner Home Owner
Are You a BOHO? (Business Owner, Home Owner) There’s a saying that echoes through family gatherings and Sunday barbecues: “It’s hard to get a home loan when you’re self-employed.” Sound familiar? If you’re a business owner, you’ve probably heard this one a few times—usually from well-meaning family or friends who heard it from […]
Rate Cut Reality Check
We’ve had the much-anticipated cash rate reduction, with most lenders passing on the cut. If you’ve seen your mortgage rate go down, that’s great news. But before you sit back and celebrate, it’s worth asking – is your loan still the best option for you? With more rate cuts possibly on the horizon, now is […]