Dipping a toe into the property market for the first time can be a learning curve on a number of fronts. First home buyers (FHBs) often find lender policies confusing when trying to understand exactly what they need to do to meet the requirements. The concept of genuine savings is one area that can be […]
A recent news article placed identity theft as the fastest growing type of fraud in Australia with an 80% year on year increase. Worryingly, cases of identity theft have even moved into the property market! It certainly begs the question… Q. Can you protect property against identity fraud? Identity theft has the potential to be […]
Nearly half of all homeowners have NEVER refinanced! Are you one of them? A recent survey of Australian mortgage holders found 45% had NEVER refinanced their home. The report also found customers who DID refinance saved an average of $240 per month ($2,880 pa) by refinancing a 30 year loan. What would YOU do with […]
We are very proud that Taila Sullivan of Indigo Finance has been shortlisted as a finalist to win in the Best Loan Adminstrator category at the 2018 Better Business Awards, partnered by NAB and hosted by The Adviser, Australia’s top publication for Australian mortgage and finance brokers. Now in its fifth year, the annual Better Business Awards […]
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Identifying and acting on those missed opportunities We are all so focused on the money going out of our pockets that we sometimes don’t notice what’s coming in. When you think about it, there are many events in our lives when we do actually have a financial win, but because of our busy lifestyles, we don’t […]
What do YOU know about the Australian lender market? The ‘Big 4’ banks have maintained a dominant profile in the complex and ever-changing Australian finance market – just think about how often you read about them in the news! And it is this high profile in our everyday lives that has contributed to a perception that all lenders are […]
Your home loan is usually your largest financial commitment. We understand that changes in interest rates can have a big impact on your monthly repayments and how long it takes you to pay off your loan. Switching loans might cost you thousands in early exit fees and other required fees, but it could possibly SAVE […]
The landscape has shifted in that perennial debate – interest-only versus principal-and-interest loans. Until quite recently, as much as 40% of all residential mortgages were interest-only – a figure that’s high by international and historical standards. Both Aussie investors & home owners have been enthusiastically adopting interest-only loans in order to take advantage of well-documented lower initial repayments, tax benefits […]
What’s happening with interest rates? You may have seen a spate of recent headlines about lenders raising interest rates and changing lending criteria across a range of loan products – despite the official RBA cash rate remaining at an all-time low. It’s no wonder a number of our clients are asking “What’s happening with interest rates?” Sweeping […]