Buying your first home is an exciting time. It can also seem complex and confusing. First home buyers (FHBs) often find themselves dealing with financial and legal processes outside their experience to date. Regardless of whether your first foray into property is a small bolthole that removes you from the rental treadmill, an investment property […]
Baby boomers are the first generation in history to face a new ‘third age’ with an unprecedented expectation of a decade or two of relatively healthy life after their retirement. But while boomers are actively planning for longer retirement years, many are also part of the ‘sandwich generation’ who have elderly parents without super and […]
There are over 400,000 Australians currently living with dementia and that figure is expected to increase to over half a million by 20251. Another 26,000 are living with younger onset dementia – a figure that is also predicted to rise over time. While there are obvious costs to society of care and disability support, an […]
When we hear of properties selling at eye-watering profit margins it is tempting to think the vendors got ‘lucky’. Shows such as ‘The Block’ also create the impression that it is easy to jazz up a bargain buy (if you can find one!) and then ‘flip it’ for a quick profit. In reality, research from […]
Choosing the option that works for YOU! The summer holiday season may leave many of us with a warm glow from indulging our loved ones and perhaps even enjoying a relaxing summer holiday? What wonderful memories that often creates… So how is the credit card balance looking? In Australia, over 70% of adults have at […]
Summer school holidays can play serious havoc with household budgets. How do you keep the kids/grandkids entertained without breaking the bank? Try our cheap, fun activities: 1. Plant some veggies! Paint recycled pots, plant with seeds and let the kids watch them grow over the holidays. 2. Write a play with the kids then help […]
Dipping a toe into the property market for the first time can be a learning curve on a number of fronts. First home buyers (FHBs) often find lender policies confusing when trying to understand exactly what they need to do to meet the requirements. The concept of genuine savings is one area that can be […]
A recent news article placed identity theft as the fastest growing type of fraud in Australia with an 80% year on year increase. Worryingly, cases of identity theft have even moved into the property market! It certainly begs the question… Q. Can you protect property against identity fraud? Identity theft has the potential to be […]
Nearly half of all homeowners have NEVER refinanced! Are you one of them? A recent survey of Australian mortgage holders found 45% had NEVER refinanced their home. The report also found customers who DID refinance saved an average of $240 per month ($2,880 pa) by refinancing a 30 year loan. What would YOU do with […]
We are very proud that Taila Sullivan of Indigo Finance has been shortlisted as a finalist to win in the Best Loan Adminstrator category at the 2018 Better Business Awards, partnered by NAB and hosted by The Adviser, Australia’s top publication for Australian mortgage and finance brokers. Now in its fifth year, the annual Better Business Awards […]