From pushing supermarket trollies to owning half-a-dozen properties – all without a dime of family support. Aman and Radhika Bhandari have proven that anyone can a buy property – or six – through determination, goal setting and some sacrifices. The couple’s path to achieving the great Australian dream started when Aman, then-17, arrived in Canberra […]
If you think you have to be wealthy to invest in property you might be mistaken! In fact the skills and experience you’ve gained managing a budget on a lower income could make you a better property investor than some big spending high income earners. We often meet people who are hooked on the good […]
How reducing your credit card limit could ramp up your borrowing power! Are you looking to enter the property market or upgrade your existing home but it seems just out of your reach? Many of our clients are keen to understand what influences their borrowing power and how they can improve their borrowing capacity to […]
Buying your first home is an exciting time. It can also seem complex and confusing. First home buyers (FHBs) often find themselves dealing with financial and legal processes outside their experience to date. Regardless of whether your first foray into property is a small bolthole that removes you from the rental treadmill, an investment property […]
Baby boomers are the first generation in history to face a new ‘third age’ with an unprecedented expectation of a decade or two of relatively healthy life after their retirement. But while boomers are actively planning for longer retirement years, many are also part of the ‘sandwich generation’ who have elderly parents without super and […]
There are over 400,000 Australians currently living with dementia and that figure is expected to increase to over half a million by 20251. Another 26,000 are living with younger onset dementia – a figure that is also predicted to rise over time. While there are obvious costs to society of care and disability support, an […]
When we hear of properties selling at eye-watering profit margins it is tempting to think the vendors got ‘lucky’. Shows such as ‘The Block’ also create the impression that it is easy to jazz up a bargain buy (if you can find one!) and then ‘flip it’ for a quick profit. In reality, research from […]
Choosing the option that works for YOU! The summer holiday season may leave many of us with a warm glow from indulging our loved ones and perhaps even enjoying a relaxing summer holiday? What wonderful memories that often creates… So how is the credit card balance looking? In Australia, over 70% of adults have at […]
Summer school holidays can play serious havoc with household budgets. How do you keep the kids/grandkids entertained without breaking the bank? Try our cheap, fun activities: 1. Plant some veggies! Paint recycled pots, plant with seeds and let the kids watch them grow over the holidays. 2. Write a play with the kids then help […]
Dipping a toe into the property market for the first time can be a learning curve on a number of fronts. First home buyers (FHBs) often find lender policies confusing when trying to understand exactly what they need to do to meet the requirements. The concept of genuine savings is one area that can be […]