Entries by IndigoFinance

Coffee Addiction! Can it be tamed?

Coffee is an essential part of daily life for many of us with caffeine often referred to as ‘the world’s most popular drug’. You only have to look around at the explosion of cafés and coffee trucks over the past 20 years to gauge its popularity. If you’re a traveller you will know coffee in […]

Are you suffering from DEBT LAG?

Aussies are a nation of international travellers. In fact, during 2016 a record breaking 10 million residents left Australia to travel overseas on a short term basis. That’s 41 out of every 100 of us! We often hear people say “no matter where you travel overseas you’ll run into an Australian”. You can see why! […]

Changes to credit reporting…What you need to know!

Does it seem like the finance world is dominating the news at the moment? Between the ongoing Royal Commission and the recent federal budget we wouldn’t really blame you if you were starting to ‘switch off’ to finance news. Is there a problem with ‘switching off’? Well possibly – especially if changes in the finance […]

Investment property checklist

We are all told that purchasing your home is the biggest financial decision you will ever make. Well that may be the case for most Australians. However for those 20% of us who invest, or those who are considering investing in property for the first time, it really is the NEXT biggest financial decision to make. Investment considerations […]

What should you know BEFORE you start investing in property?

We recently chatted to a client who has been investing in residential property for over 25 years. We asked her “What do you know NOW that you wish you knew BEFORE you started investing?” In fact she listed over 20 tips! We thought we would share with you her top seven insights… 1. Know the […]

Is upsizing on your wish list?

With a generation of baby boomers entering retirement there is no end of information on downsizing a home. On the other hand, for a generation of homeowners with entirely different needs what do YOU need to know when it comes to upsizing your home? Common reasons for upsizing Chances are you’ve been perfectly happy in […]

Selling and buying…Do you need to Bridge the GAP?

Many property owners sell their existing property to purchase a new property at some point in their lives. In a perfect world, the sale of one and purchase of the other will happen in a smooth, seamless sequence. In reality it doesn’t always happen like that! What are your options if you find the perfect […]

The cost of pets…Are you patting YOUR DEPOSIT?

If you are one of the 3 in 5 Australian households who owns a pet you probably won’t be surprised to know Aussies spent $12.2 billion dollars on pet products in 2016. That’s a lot of money that could be used elsewhere. So how do we manage the cost of owning our furry friends? The […]

Are you a successful saver?

Try our six savings tips! Research shows about 57% of Australian adults are savers although only 16% of those manage to save quite easily. When many of us feel burdened by the mere cost of ‘living’ it is often difficult to establish a savings plan. However, creating a savings habit can play an important role […]

The power in your equity

Property investment has long been one of the more successful strategies to achieve financial independence, and yet statistics show only about 20% of us do it. Why has property been a strong contributor to wealth creation? In general terms wealth is created through capital growth as your property value increases over time. Of course this […]