Favourable interest rates are a borrower’s best friend, but should you lock in a low rate or go with a variable rate? Here are five things to consider. How low can rates go? Interest rates are at historically low levels and the current outlook suggests there may be further cuts in the medium-term future. If […]
Remember, when attending open homes the real estate agent is there to get the best price for the vendor! As your fi nance specialist we provide unbiased information with YOUR best interests at heart. Conducting research BEFORE your search will put you in a much better position to assess if a property REALLY ticks all […]
A recent survey of 2,000 homeowners in Britain found most people spend about the same length of time deciding whether to buy a pair of shoes as they do deciding to make an off er on a house. Similar Australian research shows many people spend 6 to 12 months looking for a property but also […]
At Indigo Finance, we are proud to be sponsoring Counting for Life through Learning Links whichis a program aimed to develop the numeracy skills of children in Years 3 to 5. This program is specifically targeted at children who are experiencing difficulties in numeracy and provides one-to-one intensive support over 10 weeks. Last month we […]
Indigo Finance are proud sponsors of the @Learning Links Counting for Life Program at Old Guildford Public School. We spent a morning out at the school getting to know the group of children that will be taken on this 10 week program. They will have one on one support to improve numeracy skills where it […]
Your home loan is usually your largest financial commitment. We understand that changes in interest rates can have a big impact on your monthly repayments and how long it takes to pay off your loan. Switching loans might cost you thousands in early exit fees and other required fees, but it could possibly SAVE you […]
A recent survey of Australian mortgage holders found 45% had NEVER refinanced their home1. The report also found customers who DID refinance saved an average of $240 per month ($2,880 pa) by refinancing a 30 year loan. What would YOU do with an extra $240 each month? Find out more: Nearly half of all homeowners have […]
Interest rates and home loans continue to be a hot topic in financial circles. After a prolonged period of a low cash rate throughout 2015 the RBA set the lowest cash rate in Australian history – at 1.75% – in May 2016. Can they go any lower? Opinion remains divided as to whether they will […]
If we believe research and the media, Generation Y is seen as being far more interested in an indulgent lifestyle than mortgages. Well guess what? The oldest Gen Ys are now turning 35 – and they are the NEW generation of first home buyers (FHBs). According to a leading provider of lender’s mortgage insurance1 (LMI) […]
Do you remember waiting in line at a bank during business hours to withdraw money from your account? If you were late you risked having NO MONEY for the weekend! Doesn’t that now seem so incredible? The growth of online banking and transactions of all types has exploded in recent years. We now enjoy 24/7 […]