Strategic investors are increasingly confident in the Australian property market as evidenced by a remarkable 31% rise in investor finance over the past year[1]. This surge indicates a robust appetite for property investment driven by a combination of factors that suggest now could be an opportune time to enter the market. Strong investor sentiment […]
Applying for a commercial loan is quite different from securing a home loan. To help you navigate this process, we’ve outlined a clear path to keep you on track. 1. Work with a Specialist Broker Commercial lending is more complex than residential lending, so it’s crucial to work with a broker who understands and has well […]
Have no PROPERTY regrets! As interest rates are anticipated to decline in 2025, many potential home buyers might find themselves regretting their decision to wait. With a pre-spring influx of new listings in Australia’s capital cities[1], now could be the ideal time to enter the property market. The housing upturn has been rising for 18 […]
Picture this… Your eyes are on the perfect home, your deposit is ready and now you just need the bank’s stamp of approval. But wait, there’s this thing called the Household Expenditure Measure (HEM) lurking in the background. WHAT IS IT, AND HOW MIGHT IT RAIN ON YOUR HOMEOWNERSHIP PARADE? HEM – It’s similar to […]
As we mark the first anniversary of Michele Bullock’s leadership as the Reserve Bank of Australia’s (RBA) first female governor, the RBA has decided to hold the official cash rate steady at 4.35% this month. While the RBA Board remains cautious, refusing to rule anything in or out, Governor Bullock confirmed that a rate cut […]
Melanie Cunliffe, Indigo Finance has been named as a finalist in the Women in Finance Awards for Principal of the Year! The national awards program, run with the support of principal partner Mortgage Choice, is designed to recognise and acknowledge the leading women influencing the Australian finance industry. Year after year, the Women in […]
If you are looking for a property, then there’s a strong chance you’ll come across one that is up for auction. It’s important to pre-prepare as things move quickly. Research & Stay Informed Know the property prices in your desired area, and be cautious of unrealistically low-price ranges. Agents are obligated to provide estimates […]
What is an Offset Account? An offset account is a savings or transaction account that is linked to an eligible home or investment loan. It functions just like any other savings or transaction account, providing a bank card for electronic transactions, transfers, and ATM withdrawals. Offset accounts are typically only available for variable home loans. […]
The Australian lending landscape has shown remarkable resilience and growth in 2024. The latest data from the Australian Bureau of Statistics (ABS) revealed increases across housing, personal and business loans. This upward trend paints a picture of a robust economy and growing consumer confidence despite the challenges faced in recent years. Housing market leads […]
Should you wait for interest rates to drop before buying property? It’s a question that’s on the minds of many Australians while interest rates continue to hover at elevated levels. The allure of waiting for a potential 1% drop in two years is undeniable with the promise of lower monthly repayments and potentially more borrowing […]