
Step away from the mortgage cliff
The press is full of reports that many Aussies are heading off…

First Homebuyer? Start here!
With rising interest rates and increasing living costs, many…

Brave your budget
WHAT IS A BUDGET?
A budget is a financial plan that divides…

Know your borrowing capacity?
Borrowing Capacity is the amount of money someone is eligible…

Capital gains tax
If you sell an investment property, you may be required to pay…

Buying a property with family or friends
If you’re looking for a creative way to overcome being locked…

Loan to value ratios
The mortgage industry is a wide, wondrous world with a language…

Fixed rate versus variable loans
Fixed rate loans
A fixed rate loan is one that maintain the…

The ins-and-outs of Construction Loans
If you’re thinking of building your own home, you’ll need…

How do lenders assess applications?
While loan officers work solely for a lending institution and…