Entries by wsadmin

Parents – DON’T Help Your Kids

The trend for Gen Ys to stay at home well into their 20s – and beyond – is having a significant knock on effect: a generation of adults lacking financial skills and parents looking at working well into their 70s to make up for the additional expense of kids at home. Parents – Don’t Help […]

Are you Better Off as a Home Owner or a Renter?

According to research from the final quarter of last year, renters were reported to have the greatest decline in financial stability while home owners were reported to have the greatest savings of all time. So, when is it better to rent than to be a home owner? Are You Better Off as a Home Owner […]

Parents – DON’T Help Your Kids

The trend for Gen Ys to stay at home well into their 20s – and beyond – is having a significant knock on effect: a generation of adults lacking financial skills and parents looking at working well into their 70s to make up for the additional expense of kids at home. Parents – Don’t Help […]

Are you Better Off as a Home Owner or a Renter?

According to research from the final quarter of last year, renters were reported to have the greatest decline in financial stability while home owners were reported to have the greatest savings of all time. So, when is it better to rent than to be a home owner? Are You Better Off as a Home Owner […]

If We Fail to Plan we Plan to Fail

This is a very common phrase and I’m sure you have heard it before. Regardless of your age, we all have an 82% chance of failing in the school of personal finance. If We Fail to Plan We Plan to Fail.pdf

How Will I Support My Parents When Their Money Runs Out?

Baby boomers are the first generation in history to face a new ‘third age’ with an unprecedented expectation of a decade or two of relatively healthy life after their retirement. Here are some thinking points that may be of use. How Will I Support My Parents When Their Money Runs Out.pdf

Time for a Second Opinion?

Over the last four years Australia has seen significant growth of around 37% in the number of investment property loans compared to an increase of only 4% in the number of owner occupied loans. 78% of the growth in investment property loans has been attributed to the 35 to 64 age groups. Time for a […]

Should You Pay Cash for a Car?

We explore the real life experience of a couple who faced this dilemma early in their married life – and the advice they received. Did they make the right choice? We explore their options. Should You Pay Cash for a Car.pdf

Loan Document Checklist

When you apply for a loan, the lender may ask a number of questions to fully assess your borrowing capaccity. You should ensure that you have the following paperwork. Loan Document Checklist.pdf

Don’t Ignore Winter Maintenance

Winter is underway – along with the prospect of storms, high winds and heavy rainfall. Although you may be tempted to curl up and hibernate in front of the fire, now is a good time to attend to winter maintenance tasks if you want to avoid problems on the home front. Don’t Ignore Winter Maintenance.pdf