Investing in property is something that most of us think about doing, want to do or hope to do. However only around 20% of Australians ever actually do it. Whatever the reason why, there is more than one way to get started on the investment property ladder. Save Equity or Super.pdf
Changes to property investment loans in Australia have dominated finance news over the past few months. Barely a week goes by without yet another financial institution announcing changes to their investment loan interest rates or lending criteria. Has the Property Investment Market Become Too Confusing.pdf
When it comes to our parents’ financial strategies, it may well be a case of ‘do as I say, not as I did’. The baby boomer generation was born into a time of post war affluence, but as they near retirement many are realising their lack of financial acumen will deny them a comfortable and […]
When it comes to our parents’ financial strategies, it may well be a case of ‘do as I say, not as I did’. The baby boomer generation was born into a time of post war affluence, but as they near retirement many are realising their lack of financial acumen will deny them a comfortable and […]
Over two million Australians enjoy the personal and professional freedom of self employment but one frustrating downside emerges when it’s time to get a home loan. Self Employed and Homeloanless.pdf
Getting engaged is the beginning of a whole new chapter in most people’s lives. For many couples, planning the wedding is the first big step of their joint future. Amongst the celebrations and excitement it is easy to overlook some fundamentals (like money). When Two Become One.pdf
With historically low interest rates a current topic of conversation, many clients are asking the question: Do we fix our loan or is it better to have a variable rate? To Fix or Not to Fix.pdf
Variables to consider include your personal tax rate, age, existing debts and contribution caps. It is also important to weigh up your desire for financial security and the funds you want to have available for other investments. Pay Off Cash or Super.pdf
It all depends on your circumstances. Variable and fixed loans have their advantages and disadvantages so it’s imperative to consider these before making a decision. A number of lenders have recently reduced their fixed rate loans and there are even a couple of lenders that allow you to redraw the excess payments during the fixed […]
Property has been considered a popular path to wealth for Australisn for many years. However, when buying an investment property, it is wise to remember that you are making a business decision and it’s worth taking the time to plan. Steps to Successful Property Investment.pdf