Gone are the good old days of ‘lay-by’ – remember that? The ‘olden days’ of buying something you couldn’t afford. It was the original form of delayed gratification and budgeting for things we wanted – something our children and grandchildren will never know anything about.
Do you have a big ticket item you would really like to purchase but you’re not sure how to pay for it? Here are 9 ways you could go about it.