Entries by IndigoFinance

3 Essential Behaviours for Financial Success

TOO MUCH OF THE MONTH LEFT AT THE END OF YOUR PAY? Do you tend to overspend? If so, you are not alone! Did you know?… • A staggering 86% of the Australian population don’t know how much money they are spending every month, although 90% think they have a good handle on their spending. […]

APPlying good money habits… There’s an app for that!

With so many cards, accounts and transactions, combined with less time and more financial stress, we’ve been racking our brain on how to help our clients track their spending better and help them take some financial accountability. So we thought we’d share a few easy to use, low or no cost ways of helping you […]

Look before you leap and plan ahead before you retire.

There is no end of financial advice on preparing for retirement: superannuation, investments, tax minimisation, age pension eligibility, funding your desired lifestyle – the list goes on. All these areas of advice highlight the importance of planning ahead – the sooner you start the better prepared you will be. One of the biggest decisions for […]

Keeping your credit score healthy

Your credit file is one of your most important financial assets.  Safeguarding this file is an important part of the finance application process. Your credit file contains credit applications, overdue credit accounts, payment defaults, clearouts (as a missing debtor), commercial credit information and public record information. You will have a credit score calculated from your […]

Is ‘free’ credit card travel insurance worth it?

Do your research and watch your spend! ‘Complimentary’ travel insurance is an increasingly used feature on many premium credit cards. According to ASIC’s Money Smart, 20% of travel insurance is used through a credit card compared to 19% through a travel agent and 31% direct from an insurer. Traveller beware Credit cards with complimentary travel […]

Helping your Family

If you or a family member is heading for retirement, this information will help. Will you have enough super to retire and live the lifestyle you aspire to? With the average life expectancy of Australians being 82.5 years, how long will their savings last? Recent ‘Super Shortage’ research indicated that a retirement age of 65 […]

DID YOU SAY $1M TO EDUCATE MY CHILDREN?

You thought babies were expensive? Predictions show the cost of private education could be as high as a family home… For most people, when starting to plan for a family, we usually consider the cost of babies and child care. Cast your mind forward to when that baby is at primary and secondary school. Do […]

Can you afford your lifestyle career?

Be financially prepared for success The changing nature of technology, consumer behaviour and corporate policies has influenced an increase in parttime and work-for-yourself opportunities. While the bright lights of flexibility, choice and creating your own success is very appealing, it is not without its risks – personally, professionally and financially. According to a report by […]

Are you really cyber safe?

7 steps to keep you and your business safe from cyber threats Both consumers and businesses, now more than ever, need to be aware and vigilant in managing their online security. Despite consumer awareness of cyber security, many don’t take the necessary steps to protect their personal information. In fact, a McAfee survey of 6,400 […]

Top ways to cut your expenses and increase your savings

Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top of a budget, a savings plan and strategies such as a high-interest savings account, an effective way to save is to reduce or eliminate expenses. […]